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13th MEETING OF J&K UTLBC- 31.05.2024 12th MEETING OF J&K UTLBC- 04.12.2023 11th MEETING OF J&K UTLBC- 03.10.2023 10TH MEETING OF J&K UTLBC- 04.07.2023 9th MEETING OF J&K UTLBC- 02.03.2023


|Fraudulent Activities in the name of Pradhan Mantri Jan Dhan Yojana (PMJDY) | Toll-free number 1800 1800 235 for PMJDY Grievance Redressal System | Banks to ensure that Bank Mitras are deployed with inter-operable RuPay and AEPS compliant devices. | Time period for eligibility of Accidental Insurance Scheme by swipe of Rupay Card in respect of PMJDY accounts has been extended from 45 days to 90 days. | Banks to ensure seeding of Aadhaar in all PMJDY, DBT linked and pension accounts. | Banks to focus on seeding of mobile numbers in bank accounts in accordance with the RBI guidelines. | RBI HAS ASSIGNED THE UTLBC CONVENORSHIP OF THE UT OF JAMMU AND KASHMIR TO JAMMU AND KASHMIR BANK LTD. AND UT OF LADAKH TO STATE BANK OF INDIA


In December 1969, Reserve Bank of India introduced Lead Bank Scheme. The Scheme aims at coordinating the activities of banks and other developmental agencies through various fora in order to achieve the objective of enhancing the flow of credit to priority sector and other sectors and to promote banks' role in overall development of the rural sector.

For coordinating the activities in the district, a particular bank is assigned the “Lead Bank” responsibility of the district. The lead bank is expected to assume leadership role for coordinating the efforts of the credit institutions and Government.

In UT of J&K, J&K Bank has been assigned Lead Bank responsibility in 12 districts viz. Srinagar, Ganderbal, Budgam, Anantnag, Kulgam, Pulwama, Shopian, Baramulla, Kupwara, Bandipora, Poonch and Rajouri


For remaining 8 districts viz. Jammu, Samba, Udhampur, Reasi, Kathua, Doda, Ramban & Kishtwar, Lead Bank responsibility has been assigned to State Bank of India.

A Lead District Office is established in each Lead District, headed by Lead District Manager to perform Lead Bank functions.

Subsequently, in 1977 State/ UT Level Bankers’ Committees (SLBCs/ UTLBCs) across all States/ UTs were constituted as an apex level inter-institutional forum to create adequate coordination machinery for efficacious implementation of development programmes and policies by all financial institutions operating in a State/UT.

SBI happened to be the Convenor Bank of SLBC of erstwhile J&K State till June 1983 thereafter the Convenorship of J&K SLBC/UTLBC was assigned to J&K Bank.

J&K Bank is the only Private Sector Bank in the country which has been assigned such responsibility.

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Mr. Baldev Prakash
Convenor J&K UTLBC
The Jammu & Kashmir Bank Ltd.
Corporate Headquarters
M.A Road, Srinagar,
Jammu and Kashmir, India
Phone: 0194-2481900,
Fax: 0194-2481902

Mr. Syed Rais Maqbool
General Manager,
UTLBC / Lead Bank Department, J&K Bank
Corporate Headquarters
M.A Road Srinagar,
Jammu and Kashmir, India
Telephone/ Fax: 0194-2502906
Email: srais@jkbmail.com

UTLBC Secretariat/ Lead Bank Department
Corporate Headquarters
M.A Road Srinagar,
Jammu and Kashmir, India
Telephone/ Fax: 0194-2502639
Ext. No/s: 1139. 1140 and 1141
Email: convenorbank@jkbmail.com




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